Accident Settlement Offers Are Always Too Low. Imagine you just suffered devastating injuries from a vehicle accident and are now recovering at home, in pain, and worrying about how exactly you are likely to pay your bills. An insurance professional knocks on your door with a check for $100,000 for your accident. With the physical and emotional trauma following a vehicle crash, a lot of money sounds great, and some victims rush into accepting the first settlement offer. Yet determining the value of a car accident case goes beyond a basic calculation of injury type, future expenses not protected by no-fault insurance and the wrongdoer’s policy limit. Offering to settle is essentially a backdoor approach by insurance providers to saving litigation costs at the cost of an accident victim’s right to an entire recovery.
How you can protect yourself: It never hurts to call a vehicle accident lawyer and request advice. Many lawyers can explain accident law, what you are actually entitled to and ensure lower car insurance premiums is paying everything they are supposed to – with no fee or obligation.
Releases and Recorded Statements Are Pushed In Early Stages to Overwhelm Accident Victims. Many victims rush into signing adjusters’ documents without needing the language reviewed by an auto accident lawyer, believing these are merely basic verifications in the accident. Therefore, they could lose their right to sue a negligent driver for accident-related injuries. Claims adjusters often try to get recorded statements early, aiming to minimize the victim’s pain and injuries for later utilization in court. Even vehicle damage releases can contain unrelated language that may jeopardize your other claims.
How to protect yourself: Never give statements to an accident claims adjuster and do not sign a release or allow the adjuster to consider the car damage. Simply tell the adjuster that you need to evaluate the paperwork along with your attorney and can return to these with your response. Regardless how desperate you could feel after suffering the financial burden of medical bills, lost wages and disabling pain, involving a car accident attorney will ensure your rights are protected. Take into account that the claims adjuster works best for the insurance company, and contains its best interest in your mind – not the injured victim.
Standard practice is to deny or delay claim payouts. A lot of people suffering injuries from a motor vehicle accident call their auto insurance company to discover what to do next. They think that once they stick to the process, they will likely receive fair, timely compensation for injuries caused by the auto accident. After all, they paid for the car insurance for that reason – to become covered in case of a vehicle accident.
Yet many insurance providers participate in common delay tactics including denying claims, not returning calls, placing people on hold for extensive periods, requiring a victim to repeatedly gather records, and passing you from gdfzvx adjuster to the next. Soon the financial burden of your time off work and mounting medical bills drives innocent car accident victims to make contact with legal counsel. Or worse, it will make them desperate enough to just accept an incredibly low settlement offer, limiting any future recovery of damages.
The best way to protect yourself: Should you be experiencing these typical delay tactics, contact a car accident attorney who can assist you with getting the claim processed and the benefits you might be eligible to below your state’s law.
If your auto accident involves injuries to you personally or your loved ones (even seemingly minor injuries), consult a car accident attorney as soon as possible. You will not only better know what benefits you happen to be eligible for, but you will possess the peace of mind realizing that you received the complete price of benefits and compensation accessible to injured drivers.